COMPARISON
How UseMoney compares to every alternative.
Every broker has its own app. Every AI tool is locked to one ecosystem. Every options platform only understands options. UseMoney is the cross-broker intelligence layer that sits on top - research, backtest, plan, all in one place.
The field
10 platforms we're measured against.
← scroll →
Our pick
AI · all brokers
UseMoney
Cross-broker intelligence. Research, backtest, plan.
₹999 lifetime
Research · Iris
Multibagg AI
AI stock research + "Iris" chatbot. Screener, IPO, earnings tracker. Shark Tank S5.
₹999–1,249/mo
AI screener · algo
Tradomate
Circuit AI chat, screener, 3-layer backtesting, bot builder. No broker sync.
Free
SEBI RIA advisor
Jarvis Invest
AI advisor. 500Cr+ AUM, 32 broker partners. Robo, not aggregator.
Subscription
FIRE advisory
Finny.club
AI-first FIRE advisory. Ex-HealthifyMe founder. Advisory only.
Subscription
Baskets
Smallcase
Themed stock/ETF baskets + marketplace. 500K+ users, ₹114Cr FY25.
₹100/txn + sub
Options · Zerodha
Sensibull
Options chain analysis & strategy builder. Zerodha-locked.
₹800/mo
Algo · Zerodha
Streak
No-code algo builder, semi-automated. Zerodha only.
Free · Zerodha
Algo marketplace
Tradetron
Algo strategy marketplace. Multi-broker but complex, no AI.
₹300–2K/mo
Options backtest
AlgoTest
Options backtesting only, no live execution.
₹499/mo
MF only
Kuvera
Free MF direct plans + tax harvesting. No stocks, no AI.
Free
Full matrix
Every feature. Every platform.
Horizontally scroll on mobile. First column stays put.
| Feature | UseMoney all brokers · AI | Multibagg research | Tradomate AI · algo | Jarvis RIA advisor | Finny FIRE | Smallcase baskets | Sensibull options | Streak algo | Tradetron algo | Kuvera MF |
|---|---|---|---|---|---|---|---|---|---|---|
| Platform | ||||||||||
| Multi-broker portfolio | ||||||||||
| Number of supported brokers | 8 | 0 | 0 | 32 | 0 | 14 | 1 | 1 | 7 | 2 |
| Read-only OAuth sync | ||||||||||
| Mobile app | Soon | |||||||||
| Works on free tier | ||||||||||
| AI & Research | ||||||||||
| AI chat on your portfolio | ||||||||||
| Stock deep-dive reports (L1–L4) | ||||||||||
| Mutual fund research | ||||||||||
| Stock + MF scanners (70+ indicators) | ||||||||||
| Portfolio Roast | ||||||||||
| Sector & macro analysis | ||||||||||
| Custom AI strategies | Soon | |||||||||
| Trading & Execution | ||||||||||
| Paper trading with live data | ||||||||||
| Backtesting (historical) | ||||||||||
| No-code algo building | Soon | |||||||||
| Options chain analytics | Soon | |||||||||
| Order placement (live) | ||||||||||
| Planning & Reporting | ||||||||||
| FIRE calculator | ||||||||||
| ITR-ready tax reports | ||||||||||
| Risk analysis (VaR, Sharpe, DD) | ||||||||||
| Document vault | ||||||||||
| Dividend tracking | ||||||||||
| Pricing | ||||||||||
| Entry price | Free | Free | Free | Paid | Paid | Free | Free | Free | Paid | Free |
| Pro / paid tier | ₹999 | ₹999-1.2K/mo | Free | Sub | Sub | ₹100/txn | ₹800/mo | Free/ZD | ₹300-2K/mo | Free |
| Lifetime option | ||||||||||
Supported Partial / Limited Not availableLast updated · April 2026 · public pricing & docs
Why UseMoney
Three gaps nobody else fills.
01
Cross-broker
8 brokers. One view.
Every competitor is locked to one ecosystem. Sensibull and Streak are Zerodha-only. Multibagg has no brokers at all. UseMoney unifies Zerodha, Groww, Angel One, Upstox, Dhan, Fyers, HDFC Sky, ICICI Direct.
02
AI that acts
Research, plan, execute.
Multibagg researches. Finny plans. Jarvis advises. UseMoney is the only platform where the same AI that analyses your portfolio also backtests and builds strategies.
03
One price
₹999. Lifetime.
Sensibull alone is ₹9,600/year. Tradetron tops ₹2,000/month. UseMoney bundles every capability - chat, scanner, backtest, FIRE, taxes, roast - for a one-time ₹999.
Head-to-head
The three most common switches.
01
UseMoney vs Multibagg AI
Multibagg raised attention on Shark Tank S5 in Jan 2026 with its "Iris" chatbot and AI stock research. It's well-built for pre-trade idea discovery. But the research never touches your real portfolio.
Multibagg AI offers
- +AI chat on stock fundamentals
- +"Iris" conversational research
- +Shark Tank validation, ~10K users
- +Freemium access
Doesn't have
- −No broker sync - can't see your actual holdings
- −No paper trading or backtesting
- −No FIRE calculator, no tax reports
- −No cross-broker anything
Pricing
Multibagg ~₹2,000 ARPU · UseMoney ₹999 lifetime
✓
Verdict
Multibagg is research-only. UseMoney is research + execution + planning, rooted in your actual portfolio.
02
UseMoney vs Smallcase
Smallcase is the category-defining brand in themed stock baskets - 500K+ users, ₹114Cr FY25 revenue. Great for buying a curated basket. But the moment you own the basket, you're on your own.
Smallcase offers
- +Curated thematic baskets
- +Managed portfolios from SEBI-registered RAs
- +Strong brand and distribution
- +Connects to 14+ brokers for trade execution
Doesn't have
- −No AI - no chat, no scanner, no roast
- −Per-transaction fees on every rebalance
- −No portfolio analytics on your full holdings
- −No paper trading, no backtesting
Pricing
Smallcase ₹100/txn + subscription · UseMoney ₹999 lifetime
✓
Verdict
Smallcase helps you buy a basket. UseMoney helps you understand what you actually own - across every broker.
03
UseMoney vs Sensibull + Streak
The Zerodha power-user stack. Sensibull is the best options chain in India; Streak is the no-code algo builder bundled free with Zerodha. Together they dominate one ecosystem.
Sensibull + Streak offers
- +Best-in-class options analytics (Sensibull)
- +No-code strategy builder (Streak)
- +Bundled free for Zerodha users
- +Deep options-Greeks + IV visualisation
Doesn't have
- −Zerodha-only - nothing for Groww/Angel/Upstox users
- −No AI chat on your portfolio
- −No equity research or MF analysis
- −No cross-broker view, no FIRE, no tax
Pricing
Sensibull ₹800/mo (₹9,600/yr) · Streak free for Zerodha · UseMoney ₹999 lifetime
✓
Verdict
Sensibull + Streak are Zerodha power tools. UseMoney is the cross-broker intelligence layer that works on top of whichever broker you actually use.
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