Subprocessors
UseMoney engages the following subprocessors to deliver its services. This list covers all applications, services, and data processing activities across the entire UseMoney platform. Last updated: March 2026.
Infrastructure & Hosting
| Subprocessor | Purpose | Location |
|---|---|---|
| Google Cloud Platform | Compute, AI, messaging, scheduling | US (us-central1) |
| Vercel | Web app hosting, serverless functions, edge network | US (Global Edge) |
| DigitalOcean | Managed MongoDB, managed Redis | US (NYC3) |
Authentication & Identity
| Subprocessor | Purpose | Location |
|---|---|---|
| Clerk | User authentication, OAuth, session management | US |
Payments
| Subprocessor | Purpose | Location |
|---|---|---|
| Dodo Payments | Subscription billing, payment processing | US |
Communication
| Subprocessor | Purpose | Location |
|---|---|---|
| Resend | Transactional & newsletter email delivery | US |
Analytics & Monitoring
| Subprocessor | Purpose | Location |
|---|---|---|
| PostHog | Product analytics, feature flags | US |
| Datadog | APM, error tracking, performance monitoring | US |
Broker Data APIs
| Subprocessor | Purpose | Location |
|---|---|---|
| Zerodha (Kite Connect) | Fetch holdings, positions, trades, mutual funds | India |
| Upstox API | Fetch holdings, positions, trades | India |
| Angel One (SmartAPI) | Fetch holdings, positions, trades | India |
| Groww API | Fetch holdings, positions, trades | India |
| Dhan API | Fetch holdings, positions, trades | India |
| Fyers API | Fetch holdings, positions, trades | India |
AI & Machine Learning
| Subprocessor | Purpose | Location |
|---|---|---|
| Google Vertex AI (Gemini) | AI chat, portfolio analysis, research, content generation | US (us-central1) |
Storage
| Subprocessor | Purpose | Location |
|---|---|---|
| Google Cloud Storage | Object storage for learning content, documents, reports | US (us-central1) |