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Subprocessors · the full list

Sub processors

UseMoney engages the following subprocessors to deliver its services. Everything below is open for inspection — no hidden third parties, no surprise data pipes. India-only data residency on every primary user store.

Last updated · 28 May 2026
Infrastructure & hosting
SubprocessorPurposeData processedLocation
Google Cloud PlatformCompute, AI, messaging, schedulingPortfolio data, trade pairing, research analysis, background jobsIndia (asia-south1) + US
VercelWeb app hosting, serverless functions, edge networkUser sessions, page renders, API responsesGlobal Edge · India POPs
DigitalOceanManaged MongoDB, managed RedisAll persistent data, cached dataBangalore
Authentication & identity
SubprocessorPurposeData processedLocation
ClerkUser authentication, OAuth, session managementEmail, name, profile image, OAuth tokensUS
Payments
SubprocessorPurposeData processedLocation
Dodo PaymentsSubscription billing, payment processingPayment method, billing details, subscription statusUS / India
Communication
SubprocessorPurposeData processedLocation
ResendTransactional & newsletter email deliverySubscriber emails, notification contentUS
Analytics & monitoring
SubprocessorPurposeData processedLocation
PostHogProduct analytics, feature flagsPage views, click events, user propertiesUS
DatadogAPM, error tracking, performance monitoringError stack traces, request metadata, performance metricsUS
Broker data APIs
SubprocessorPurposeData processedLocation
Zerodha (Kite Connect)Fetch holdings, positions, trades, mutual fundsPortfolio data, trade history, MF holdingsIndia
Upstox APIFetch holdings, positions, tradesPortfolio data, trade historyIndia
Angel One (SmartAPI)Fetch holdings, positions, tradesPortfolio data, trade historyIndia
Groww APIFetch holdings, positions, tradesPortfolio data, trade historyIndia
Dhan APIFetch holdings, positions, tradesPortfolio data, trade historyIndia
Fyers APIFetch holdings, positions, tradesPortfolio data, trade historyIndia
HDFC Sky APIFetch holdings, positionsPortfolio dataIndia
ICICI Direct (Beta)Fetch holdings, positions (Beta)Portfolio dataIndia
AI & machine learning
SubprocessorPurposeData processedLocation
Google Vertex AI (Gemini)AI chat, portfolio analysis, research, content generationUser queries, portfolio context, analysis resultsIndia (asia-south1)
Storage
SubprocessorPurposeData processedLocation
Google Cloud StorageObject storage for learning content, documents, reportsUser uploads, generated reports, learning mediaIndia (asia-south1)