Features · three layers, one product

Three layers. One product.

The AI is the point. Multi-broker is the foundation. The screener and strategies are for when you want to go deeper.

01 / STOCKSAGE

StockSage — AI that reads your portfolio.

Ask anything about a stock, a mutual fund, your holdings, or a strategy. Answers reference your real tickers, real quantities, real entry prices.

Ask anything · stock analysis, fund research, portfolio questions — in plain English
Grounded in your real data · knows your HDFC Bank concentration, your Nifty 50 SIP cost, your INFY entry price
Cited and auditable · every number links to a source row — no hallucinated figures
Context-aware analysis · understands your full book, not just the ticker you typed
Powered by Google Gemini via Vertex AI · your conversations are never used to train AI models

free chat · all plansdeep research · credits

usemoney.ai · /sage · concentration · HDFCBANKlive

@HDFCBANK

my HDFC Bank is 32% of portfolio — is that too concentrated?

SAGE · L2 RESEARCH · CONCENTRATION · HDFCBANK02:48 PM

HDFC Bank at 32% is 2.4× the Nifty 50 weight(13.2%). For most retail books, that's in the concentrated band — three things worth flagging:

Concentration · HDFCBANKEducational

32.4%

single-stock weight · 8 brokers reconciled

Nifty 50 wt13.2%

Over-weight+19.2 pp

Sector cap36% fin.

Unrealised+₹14,300

Avg cost₹1,520

LTP₹1,743

SOURCES ›Holdings sync · ZerodhaNSE quotes · liveupdated 2m ago

› Show sector exposure› Compare to Nifty 50› Sell-down sim

CopyShareRegenerate

usemoney.ai · /holdings · 8 brokers · read-onlysynced

Total value

₹15,42,180

8 brokers · 47 instr

Day P/L

+₹8,420

▲ 0.55%

Total P/L

+₹2,18,640

▲ 16.50%

XIRR · all-time

18.4%

FIFO · ITR-grade

All · 47Zerodha · 18Groww · 12Upstox · 9+5

HDFCBANKFinancialsZEZERODHA · RK4392

QTY287·AVG₹1,520.00·LTP₹1,743.00

+₹64,001

▲ 14.67%

INV ₹4,36,240 · CUR ₹5,00,241

RELIANCEEnergyGRGROWW · AB1077

QTY94·AVG₹2,310.50·LTP₹2,487.00

+₹16,591

▲ 7.64%

INV ₹2,17,187 · CUR ₹2,33,778

INFYITUPUPSTOX · ML8821

QTY120·AVG₹1,488.20·LTP₹1,654.00

+₹19,896

▲ 11.14%

INV ₹1,78,584 · CUR ₹1,98,480

TCSITANANGEL · C09431

QTY42·AVG₹3,907.00·LTP₹3,821.00

−₹3,612

▼ 2.20%

INV ₹1,64,094 · CUR ₹1,60,482

READ-ONLY ·we cannot place, modify, or cancel orders — everdisconnect any time

02 / UNIFIED LEDGER

Every broker, one portfolio.

8 broker integrations — Zerodha, Groww, Angel One, Upstox, Dhan, Fyers, HDFC Sky, and ICICI Direct (Beta). Holdings, positions, and tradebook reconciled into a single ledger.

8 brokers · live · Zerodha, Groww, Angel One, Upstox, Dhan, Fyers, HDFC Sky, ICICI Direct (Beta)
NSE + BSE market data · real-time quotes, historical data, 14,000+ mutual funds
Read-only OAuth · we cannot place, modify, or cancel orders — ever
XIRR you can trust · FIFO-paired tradebook across all connected brokers
Disconnect any time · your data leaves with you, credentials wiped immediately

8 brokers · liveread-only · always14k+ mutual funds

03 / POWER TIER

Institutional-grade screening and strategies.

70+ technical and fundamental indicators. Walk-forward backtesting that separates strategies that work from strategies that overfit. INR-native FIRE planning. ITR-ready capital-gains reports.

70+ indicators · RSI, MACD, BB, EMA, ATR, ADX, Stochastic, and 60+ more — stacked over PE, ROE, debt/equity, FCF
No-code strategy builder · stack entry and exit conditions without writing a line of code
Walk-forward backtesting· split train/test windows; strategies that survive unseen data are different from ones that don't
ITR-ready capital-gains report (FIFO) · STCG, LTCG, F&O, intraday — one statement across all brokers, in the format your CA wants during ITR season
INR-native FIRE planner · EPF, PPF, NPS, STCG/LTCG, new tax regime — not a US retirement calculator reskinned

70+ indicatorswalk-forward backtestFIRE · INR-native

usemoney.ai · /strategies/nifty-momentum/backtestrunner

nifty_momentum · walk-forward

+2.7 pp alpha₹10,00,000 → ₹26,03,440

CAGR

+14.7%

SHARPE

1.31

MAX DD

−18.4%

1Y RTN

+22.4%

WIN RATE

58.5%

AVG HOLD

37 d

EQUITY · NIFTY_MOMENTUM vs NIFTY 500

strategynifty 500

WALK-FORWARD · THE GAP THAT MATTERSIn-sample CAGR is +22.1%; out-of-sample is +14.7% — a 7.4 ppgap. Strategies that hold up on unseen NSE data are the ones we'll show you. Most published backtests don't.